Three companies to get your credit report and score
• Equifax
• Experian
• TransUnion
All three companies are required by law to provide you with a free credit report once per year
Break it up and rotate every 4 months to constantly get a new and updated report
DO NOT PAY FOR YOUR REPORT or the actual number, what’s on the report is more important that the score
Did you know that credit reports are even ran during the interview process? Poor credit could mean losing out on a job opportunity
Also called your FICO (Fair Isaac Corporation Score)
• 35% Payment History
• 30% Amount Owed
• 15% Length of Credit History
• 10% New Credit
• 10% Other/Types of Credit Used